Unsecured Business Loans in South Africa

Business Loans is an independent loan facilitator that helps companies get unsecured business loans in South Africa.

Do you want to grow your business but don’t have the capital to make that happen?

We specialise in helping businesses get the funding they need, quickly and easily – so opportunities don’t slip away.

Apply now for an unsecured business loan and get funding within 24 hours.

Business Equipment Finance in South Africa

Business financing, without the fuss

At Business Loans, we handle the tedious and time-consuming side of securing financing for your business.

We know the ins and outs of the finance industry in South Africa, and access a wide network of accredited loan providers to ensure you get the best loan offer.

There is no additional cost to you or your business. Instead, our service is covered by our network of approved lenders.

So you can get on with the running of your business while we handle the details.

What is an unsecured business loan?

An unsecured loan is any loan that’s given with no requirement for collateral.

Typically, approval requirements are stricter for unsecured loans than for secured loans. This is because an unsecured loan isn’t backed (or “secured”) by an asset that you or your business owns.

The loan amount available will depend on factors like a business’s track record and earning potential.

This type of funding is an ideal, short-term solution for companies that are looking to:

  • scale their services or production
  • expand into new markets
  • take advantage of time-sensitive opportunities.

Who qualifies for unsecured business loans in South Africa

To qualify for an unsecured business loan through Business Loans, your business must:

  • be a registered company in South Africa
  • have been operating for 12 months or longer
  • have made R1 million in sales in the past year.

Unfortunately, we can’t assist with funding for start-ups. We specialise in providing funding to established businesses to help them grow.

The benefits of an unsecured business loan in South Africa

Traditionally, getting a business loan involves jumping through hoops. With us, securing a business loan is much faster and easier. We specialise in paving the way to your success.

  • Personalised service
  • Quick, online application
  • Flexible terms
  • No office visit needed
  • Re-advances available
  • Up to R6 million in funding.

How to apply for an unsecured business loan

We’ve streamlined our process to make it simpler and easier for businesses to get funding.

Apply online

Start by filling out and submitting our online application form. From start to finish, our process is paperless – and there’s no need for you to come into the office.


Speak to a loan manager

One of our specialised loan managers will contact you in person to discuss your loan options and explain what you can expect, so there are no surprises.


Submit financial statements

Submit the necessary financial and bank statements for the last six months so we can verify your business’s turnover.


Agree to the proposal

We will provide a loan offer based on your business needs and financials, and you can decide whether to proceed.


Receive funding

Once you have signed a loan agreement, we transfer funds to your account straight away.


Make regular payments

Make regular payments to repay the loan over the agreed time period.

The best unsecured business loans in South Africa

As an independent loan facilitator, we specialise in helping established businesses secure funding for growth and expansion. We have relationships with a wide network of trusted and accredited lenders – and our focus is on getting your business the best possible deal.

Apply online to get an unsecured business loan in South Africa in less than 24 hours. Our processes are fast, professional and trusted.