Frequently asked questions

Cash Loans for Business? We Can Help! Get a business loan in 1 day.

Who can apply for an unsecured business loan?

Only active businesses that have been operating for over 12 months with an annual turnover greater than R1 million should apply. If your business receives credit card sales, EFTs, debit orders, or POS payments through your business bank account, your business is eligible. You must also have a good credit rating.

What types of loans are available?

Restaurant loans, retail business loans, hospitality business loans, fuel company funding, franchise loans, hardware store loans, motor trade loans, liquor store loans, hotel loans, small business loans, agricultural funding, and enterprise finance. Almost any type of industry can secure business funding.

What is the business loan source?

Business loans and business finance from our lenders are sourced from big banks, niche banks, private lenders, overseas loan assistance programmes, Pollen BEE programs, and funding agencies, as well as the Business Development Fund in South Africa and Namibia.

Start-up businesses, bankrupt businesses, foreclosures, private personal loans or funding companies.

The standard period is 26 weeks of debit orders.

We only work with accredited and compliant loan providers.

The lender charges a fixed, one-off interest charge of 25% of the capital amount.

Loan approval time can be as fast as 1 working day.

From R50,000 up to R6 million.

6 months of bank statements that demonstrate regular cash flow.

  • CIPC registration
  • Consent to credit search
  • Copy of lease agreement or bond
  • Copy of Director’s ID
  • Latest VAT statement
  • 6 months bank statements
Get an unsecured business loan in less than 24 hours.
Important terms & conditions

  • is an independent loan facilitator.
  • We cannot assist start-up businesses who have been operating for less than 12 months.
  • We are not qualified to give advice, but submit your application to our accredited loan providers.
  • Loans are not automatically granted and are assessed on various risk and repayment criteria.
  • The enquiry form has a set of basic questions which enables the lender to assess the risk and make a high-level decision as to whether they can take the application forward.
  • When submitting the enquiry form, your application is submitted directly to the lender.
  • The lender will call to verify the information submitted and/or to ask for further information.
  • All loans are granted at the sole discretion of the lender.
  • The lender pays our fee. There is no cost to you.
  • Ensure all requested documentation is submitted to ensure quick processing.
  • Interest on loans is 4.17% per month.
Implications of non-payment

  • Financial implications
    Interest is accrued at a lending rate of 4,17% per month plus legal costs. 
  • Collection practices
    All non-payment loans will be handed over to attorneys for collection. Legal costs will be for the borrowers account.
  • Impact on borrowers credit score
    Defaulting borrowers will be added to the Credit Bureau’s records and be negatively rated. 
  • Renewal Policy
    The renewal of a loan will not be automatic and will be at the lenders sole discretion. New loans or renewals will attract the same fees as the original loan.
  • Further loans
    You can apply for a further advance from week 13 of your business loan agreement.