Business Loans Services
Business Loans is an independent loans facilitator that specialises in finding South African businesses the best available short-term loan offers.
These are drawn from our extensive network of funding providers, from big banks and development agencies through to private lenders.
Our focus is on making short-term funding extremely fast and easy for your business to access. The best part? We don’t charge you for our service (our fees are negotiated with our loan providers).
Our short-term business funding
We assist businesses in securing short-term funding of different types and for a diverse range of purposes. Choose a funding type below for more information or apply now to find out about funding to meet your unique needs.
Applying for short-term funding in South Africa
Did your business earn over R1 million in sales over the last year – and has it been in operation for 12 months or longer? If so, simply complete our application form and submit it to apply online.
We can secure funding for your business within as little as 24 hours.
Important terms & conditions
- Business-loan.co.za is an independent loan facilitator.
- We cannot assist start-up businesses who have been operating for less than 12 months.
- We are not qualified to give advice, but submit your application to our accredited loan providers.
- Loans are not automatically granted and are assessed on various risk and repayment criteria.
- The enquiry form has a set of basic questions which enables the lender to assess the risk and make a high-level decision as to whether they can take the application forward.
- When submitting the enquiry form, your application is submitted directly to the lender.
- The lender will call to verify the information submitted and/or to ask for further information.
- All loans are granted at the sole discretion of the lender.
- The lender pays our fee. There is no cost to you.
- Ensure all requested documentation is submitted to ensure quick processing.
- Interest on loans is 4.17% per month.
Implications of non-payment
- Financial implications
Interest is accrued at a lending rate of 4,17% per month plus legal costs. - Collection practices
All non-payment loans will be handed over to attorneys for collection. Legal costs will be for the borrowers account. - Impact on borrowers credit score
Defaulting borrowers will be added to the Credit Bureau’s records and be negatively rated. - Renewal Policy
The renewal of a loan will not be automatic and will be at the lenders sole discretion. New loans or renewals will attract the same fees as the original loan. - Further loans
You can apply for a further advance from week 13 of your business loan agreement.