Are you a busy distributor wondering how to source funding for your business?
At Business Loans, we specialise in finding the best possible distributor finance in South Africa in 2025 – at no cost to you.
We facilitate quick and easy short-term unsecured loans of up to R6 million through our network of accredited, reputable lenders, often within 24 hours.
What is distributor finance?
Distributor finance is a form of supply chain finance that enables distributors to fund their inventory and receivables.
The funding bridges the liquidity gap between the holding of manufactured goods for distribution and their sale to wholesalers, retailers or consumers.
How short-term finance can help distributor businesses
Distributors are caught in the middle of the supply chain, acting as intermediaries between manufacturers and downstream companies, wholesalers, retailers and consumers.
If there’s insufficient funding to purchase inventory and ensure uninterrupted stock, they risk breaking the supply chain and alienating manufacturers and suppliers.
Distributor finance provides the funding required to keep the supply chain moving. An advance in working capital can:
- help with cash-flow challenges
- provide upfront capital to purchase inventory
- help scale operations and expand capacity
- help build strong relationships with suppliers
- enhance negotiating power through capacity to buy in volume
- ensure uninterrupted stock availability for wholesalers, retailers and consumers.
When to use distributor finance
Distributor finance is short-term funding solution that is paid back within 180 days.
It should be used to purchase products or services or to scale your business through expansion of your network.
Often, funds are paid directly to a supplier.
Distributor finance through Business Loans is facilitated through an online application and follow-up conversation with a loan manager.
What we offer at Business Loans
We are an independent loan facilitator with a well-established network of trusted funders, including major banks, niche banks, private lenders, development agencies, overseas loan-assistance programmes and funding organisations. We can offer fast funding to distributors within 24 hours.
Our aim is to take the work out of sourcing funding so you can maintain the supply chain focus and help your business grow and thrive.
We don’t charge our clients for our services. The cost is covered by the loan providers we work with. This means we find the best possible funding solution for your needs without extra costs.
To qualify for funding, your business must:
- be registered in South Africa
- have been operating for 12 months
- have made R1 million in sales in the past year.
Get affordable, effective distributor finance with Business Loans. For more information on the best distributor finance in South Africa, visit our FAQ page or apply online now.