Growth is essential for the long-term survival of any business, but it requires capital. At Business Loans, we help businesses get affordable, effective business funding – often within 24 hours.
If your business is looking for business funding for 2025, finding the best offer is quick and easy with Business Loans.
How does Business Loans work?
We are an independent loan facilitator, so we do the legwork – at no cost to you – to secure the best offer of short-term funding available to your business.
We do this through our extensive network of curated, trusted and accredited loan providers, including:
- major banks
- niche banks
- private lenders
- development agencies
- overseas loan-assistance programmes
- funding organisations.
We ensure the funding process is efficient and convenient, getting the funds to your business as quickly as possible. The fees for our services are negotiated directly with loan providers.
Is your business eligible for funding?
Any registered entity that has been operating for more than 12 months with an annual turnover of more than R1 million can apply for funding through Business Loans.
The business must receive credit card and electronic payments through a business bank account – and have a good credit rating – to be eligible to apply.
Advantages of funding from Business Loans
Basically, we take the legwork out of finding suitable funding for your business. Advantages include:
- secure and efficient, with our support as an independent facilitator
- digitally managed, with no need for office visits or interviews
- payment to your account within as little as one working day
- no requirement for collateral to secure finance
- no restriction on how funds are used
- competitive terms.
How does the funding process work?
Funding through Business Loans is facilitated through an online application and follow-up conversation with a loan manager.
You must submit six months of bank statements and other financials, such as CIPC registrations, consent to a credit search, copy of lease agreement or bond, copy of director’s ID, and latest VAT statement.
Once they’re assessed, a funding proposal is relayed to the business owner. If it’s accepted, an agreement is signed and the funds are transferred into the business bank account.
How much funding can Business Loans source?
We can source funding from R50,000 up to R6 million. In many instances, the loan can be approved within one working day.
Our loans are unsecured, short-term loans. There are no restrictions on what the funds are used for and no need to furnish collateral.
The standard payback period is 26 weeks, but payment options range from a minimum of 90 days to a maximum of 180. Payments are made via debit order.
What type of loans does Business Loans source?
We offer a range of tailored financing solutions, such as
- business equipment finance
- working capital loans
- funding for purchase orders
- tender funding
- business acquisition funding.
Businesses in almost any industry are eligible to apply for business funding, from importers and manufacturing to construction and retail. For more information on the best business funding for 2025 in South Africa, visit our FAQ page or to apply, simply complete the funding application form online and we’ll get back to you promptly.
